The Global Operating Account
Run business finance. One global account.
Your business moves fast. Your finances need to keep up. USD and EUR accounts from 150+ countries. Payments, FX, cards, and operations in one place. No US entity required.
Open an accountOpen USD and EUR accounts
Spend on corporate cards, earn up to 2% back
Access banking and stablecoin rails
Automate bill pay, expenses and accounting
Global Operating Account
Built for businesses that operate everywhere.
Your customers are in one country. Your team is in another. Your suppliers are somewhere else entirely. Altitude gives you the financial infrastructure to operate across all of them, no matter where you’re incorporated.
Operate on the dollar
Access USD accounts from 150+ countries and run revenue, payroll, and operations in the currency your business operates in.
Scale without extra tools
Manage accounts, cards, payments, approvals, and accounting from one place so you can grow without adding another subscription to your finance stack.
Make borderless the default
Pay suppliers, collect from customers, and run payroll across borders without a bank in every country.
One Operating Account
Get paid. Pay anyone.
Run everything in between.
Send and receive payments over local payment rails, SWIFT, or stablecoin rails, with FX built into the flow. Run payables, receivables, accounting, expenses, and corporate cards from the same operating account.
Payments
Send and receive global payments through banking and stablecoins rails. Access local rails for faster, cheaper payments. Onramp and offramp instantly with no fees.
Explore PaymentsCards
Cardholder
AGAri Gold
Cardholder email
ari@atlas.labs
Card
Operating **** 2039
Cashback
+$21.75
Issue unlimited virtual corporate cards, set limits and policies before transactions happen, and earn up to 2% cashback on things your business actually spends on.
Explore CardsOperations
Automate payables, receivables, accounting, reimbursements, and expenses within the policies and approvals you set.
Explore Bill Pay
Efficient Payments
Move money fast.
Everywhere you operate.
One account for every payment rail. Choose local payment rails where we have them, SWIFT for where we don’t. Stablecoins for payments in minutes. FX is built into cross-currency flows, and every payment and conversion is recorded in one ledger.
Stablecoin settlement
Settle in minutes, 24/7,
when speed or availability matters.
International bank transfers
Send via SWIFT to any country.
Local payment rails
Faster and cheaper global payments.
US, Europe, Brazil, Mexico, Colombia, and the UK.
Stablecoin settlement
Settle in minutes, 24/7,
when speed or availability matters.
FX built into the flow
Convert USD and EUR directly in Altitude. Local-currency pay-ins convert automatically into USD, while cross-currency payouts show the FX quote before you send.
Zero onramp and offramp fees
Convert from USD and EUR balances to stablecoins instantly. Available 24/7, without any fees.
Cards and Spend
Give your team
spending power.
Keep control.
Issue cards for people, projects, vendors, and subscriptions. Define who can spend, how much, and under what conditions, before any transaction happens.
Unlimited virtual cards
Issue cards based on how your business runs. Cards for people, teams, subscriptions or whatever you need.
Visa Signature perks for every card
Purchase protection, extended warranty, airport lounges, and 24/7 concierge.
Spend control and visibility
Set limits per card by transaction, day, week, or month. Watch spend live, with receipts and expenses attached to the ledger.
Earn cashback on what runs your business
2% on travel, 1.5% on AI, Cloud and SaaS, 1% on everything else. Paid monthly with no points to convert.
- Bills paid.
- Receipts matched.
- Transactions categorized.
- Books in sync.
Payables, receivables, card expenses, and accounting run in the same system as your money. Altitude Agent reads bills and receipts, matches them to the right records, and suggests categories, so you spend less time doing paperwork and more time building.
Bills paid
Forward bills to your dedicated Altitude inbox. Altitude Agent extracts the details, matches the vendor, and preps the payment. Review, approve, and pay.
Receipts matched
Match incoming payments to the right customer or invoice and carry the reconciled transaction into your accounting system.
Transactions categorized
Forward or upload a receipt. Altitude Agent reads it, finds the right card transaction, and matches the receipt to the right purchase.
Books in Sync
Syncs every transaction to QuickBooks. Altitude Agent suggests categories and learns from the ones you approve.
Secure by Design
Secure from the ground up.
Your balance sits in stablecoins, in a smart account controlled by your organization. Altitude provides the interface, controls, compliance, and financial operations around it. Only you own your funds.
Atlas Labs
$814,209.42
Approval workflow
3 of 5 approvals
Samantha LeeApproved
Olivia BrownApproved
Michael SmithApproved- Waiting for approvalPending
- Waiting for approvalPending
Ember Growth Partners
••••8526BBVA Mexico
$21,504.29
Your account
Your organization has total control and ownership of your funds.
Your rules
Spend limits, roles, and sign-offs. You define them. Code enforces them.
Your visibility
Every payment, conversion, and approval on one ledger. Auditable in real time.
Your operating layer
Cards, FX, and workflows built around your account. Altitude runs the tools. You hold the money.
Compliance without custody.
Every organization is verified at onboarding. Altitude screens counterparties and transfers and works with licensed partners across fiat payment rails.
- Audited and formally verified infrastructure
- SOC 2 Type I
- Multi-party approvals
- Role-based permissions and MFA
- Code-enforced spend and transaction policies
- Counterparty and transfer screening
- Licensed partners across fiat payment rails
Altitude is built on Squads Protocol, the smart account standard of Solana, securing over $10B in assets.
Built for the Modern World
Solutions for every
modern business.
Global services and remote teams
Agencies, law firms, dev shops, startups. Get paid by clients anywhere, pay people everywhere, and run cards, approvals, and books without a finance team.
Crypto-native companies
Onchain teams, funds, and foundations. Bring fiat and stablecoin operations into one account, one control system, and one ledger.
