The only account you need
to operate everywhere.
The operating account for businesses that are global from day one. Open from 150+ countries, hold USD and EUR, and run your finances from one account.
No US entity required.
Multicurrency accounts
Hold USD and EUR
Global payments
ACH, SEPA, Wire, SWIFT, stablecoins
Built in FX engine
Convert between dollars and euros with zero fees, 24/7
Customizable accounts
Structure them to match how you operate
One command center
For balances, payments, cards, and FX all in one place
USD and EUR accounts,
wherever you are.
Receive dollars over ACH and Wire, euros over SEPA. Balances are held as stablecoins, so your money can move on banking or stablecoin rails without converting first. One account with both currencies, in sync.

Convert currencies
with a smarter FX engine.
Convert at live exchange rates and pay out in any currency. See the exact fee before you send. No surprises on your end, no unexpected deductions on theirs.
- USD
- EUR
- GBP
- MXN
- BRL
- COP
Structure accounts
around how you operate.
Open as many accounts as you need and organize them however your business runs: by team, region, or function. Manage them all from one command center. See every balance, rail, and transaction in a single view, and move money, convert, and set approval rules across every account.
Ownyour
account.
At Altitude, you have complete ownership and control of your account. Unlike traditional banks, which lend out deposits and keep only a fraction in reserve, Altitude holds every dollar one-to-one and never lends it out. Your money remains fully reserved and available. Always there, always yours.
- Multiparty approvals
Money moves only when the people you choose sign off.
- Secure by design
Built by the team securing over $10B in digital assets. Independently audited and formally verified.
- Fully reserved
Every dollar is backed one to one and never lent out.
Dollars and euros today, with more on the way. Balances are held as stablecoins (USDC and EURC), so they move on banking or stablecoin rails without converting first.
No. You can open from 150+ countries. Each account comes with its own details: an account and routing number for USD, a SEPA IBAN for EUR.
Dollar to euro conversions are instant, 24/7, with no fee. Other currencies convert at live rates with a fee shown before you confirm.
As many as you need. You can open a workspace for each business you verify, and open up to 200+ accounts within each.
You set an approval threshold, like two of three, so money moves only when enough of your team signs off. No single login can move funds alone. You can also add view-only members who can see the account without approving.

Open from anywhere,
operate everywhere
One account for balances, payments, and FX. Global from day one.
Book a demoSpend directly from your balance.
Issue unlimited virtual cards for your team, with up to 2% cashback on every purchase, funded straight from your operating balance.
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