USD and EUR business account for 
Ghanaian companies.
Altitude is a global business account that exporters, agencies, and other companies registered in Ghana can open online. Get USD and EUR accounts, global payments and FX, corporate cards, bill pay, invoicing, and accounting in one place.
Open online from anywhere. Use your Ghanaian entity, with no need to open a US entity.
$1.5B annualized payment volume.
Free to open and to receive, with no setup or monthly fee.
USD and EUR account details for your Ghanaian company.
- A US routing number and account number, so a client in the US pays by ACH, ACH Same Day, or wire.
- A SWIFT code and account number for clients whose banks are outside the US.
- An IBAN on the SEPA network, so a client in Europe pays EUR invoices like a local bill.
- SWIFT deposits arrive within five business days, depending on the sender’s bank.
Pay suppliers abroad from the same balance.
- Wire USD by SWIFT to suppliers across 190+ countries, arriving within five business days.
- Settle a supplier’s invoice in Europe through SEPA, paid from EUR you hold or converted from USD at a rate fixed when you send.
- Local payments by SPEI in Mexico, Pix in Brazil, Bre-B in Colombia, and Faster Payments in the UK.
- To send money to your bank in Ghana, send USD by SWIFT.
Apply as a company registered with the ORC.
- A private company (Ltd), a public company (PLC), or a company limited by guarantee (LBG) applies with its ORC certificate of incorporation and TIN.
- Business verification checks the company, each owner with 25% or more, and at least one director or other control person.
- Name a physical operating address, such as an office or a factory. A P.O. box or virtual office doesn’t count.
What you need to open an account online.
ORC certificate and TIN
The ORC’s certificate of incorporation for your company, with its registration number, plus the TIN from GRA.
Register of members
The register your company keeps of its members, listing every shareholder and their shares.
Invoice or contract
A sales invoice to a buyer, a supplier’s invoice to you, or a signed contract from the last six months.
ECG bill or lease
An ECG or Ghana Water bill no older than three months, or a tenancy agreement for your premises.
Ghana Card or passport
Anyone owning 25% or more confirms their identity through an emailed link, with a Ghana Card or passport.
Check your Altitude eligibility
Secure from the ground up.
Your business controls the account
Your account is fully controlled by you. Altitude cannot access or move your funds.
Approvals enforced
by codeSet member permissions and approval thresholds for your workspace. Every transaction follows the rules you set and requires the right approvals before it can go through.
Secure access for every team member
Individual accounts are protected by configurable MFA and passkeys, with optional hardware security keys like YubiKey.
Global access through licensed partners
Altitude works with licensed payment providers and established global financial institutions worldwide.
Run all your Ghanaian company finances from one account.
- Payments Pay suppliers abroad by SWIFT, SEPA, or local transfer, with the rate shown before you send.
- Cards and spend management Give your team virtual cards with the limits you set.
- Bill pay Forward supplier bills, approve them, and pay them from your balance.
- Accounting Deposits and payments arrive with a suggested category, ready to sync to QuickBooks or Xero.
- Invoicing Invoice clients in USD or EUR with your account details printed on every invoice.
Yes. Ghana is supported for USD accounts, EUR accounts, SWIFT payments, and cards. A company registered with the ORC can apply online for a USD and EUR business account for Ghanaian companies. The accounts are enabled once Altitude has verified the company and its owners.
No. You open the account with your Ghanaian entity and its own documents: its ORC certificate of incorporation and TIN, its register of members, a sales or supplier invoice or a contract from the last six months, and an ECG or Ghana Water bill or tenancy agreement for its premises. You don’t need a US entity.
Exporters, agencies, software companies, service companies, and any other company registered with the ORC. Each one applies online with its ORC certificate of incorporation and TIN, then gets USD and EUR accounts, global payments, and corporate cards in one workspace.
You get a USD business account and a euro business account for your company in Ghana. On the USD side you get a routing number, an account number, and SWIFT details. Clients in the US use the first two for ACH or wire, and banks elsewhere use SWIFT. On the EUR side you get a SEPA IBAN. Ask each payer to type your company’s name as the ORC registered it, Ltd included, and to send SWIFT in USD.
It’s free to open, with no setup or monthly fee. Receiving ACH, wire, SEPA, and SWIFT payments is free, and you see the cost of every payment you send before you approve it.
Send USD by SWIFT to the account your company holds with a bank in Ghana. It arrives within five business days. If that account is in another currency, your bank may convert the payment.
To open the account online, you’ll need:
- The ORC’s certificate of incorporation for your company, with its registration number, and the TIN that GRA issued to it.
- Your register of members, listing every shareholder and the shares they hold.
- A sales invoice to a buyer, a supplier’s invoice to you, or a signed contract from the last six months.
- An ECG or Ghana Water bill no older than three months, or a tenancy agreement, for the premises you operate from.
- A Ghana Card or passport and a live selfie from anyone owning 25% or more, through an emailed link. A board resolution is needed only if your signatory isn’t named in the other documents.
A domiciliary account is a foreign currency account held at a bank in Ghana. Altitude gives your Ltd a foreign currency business account with a US routing number, a SWIFT code, and an IBAN on SEPA. Clients in the US and Europe pay as they would pay a local firm, and supplier payments abroad leave from one balance.
Yes. Deposits can come from a platform such as Deel, Gusto, or Upwork, from clients, from owners, or from your own bank. Enter your USD details on the platform, and check that each payout names your company as registered.
No. Altitude is a financial technology platform, not a bank. Your company gets a global business account with USD and EUR account details and payments abroad.
Open a USD and EUR business account for your Ghanaian company.
Apply online with your company’s documents.