USD and EUR business account for 
Malaysian companies.
Altitude is a global business account that exporters, agencies, and other companies registered in Malaysia can open online. Get USD and EUR accounts, global payments and FX, corporate cards, bill pay, invoicing, and accounting in one place.
Open online from anywhere. Use your Malaysian entity, with no need to open a US entity.
$1.5B annualized payment volume.
Free to open and to receive, with no setup or monthly fee.
USD and EUR account details for your Malaysian company.
- US routing and account numbers so clients in the US pay you by ACH or wire.
- SWIFT details for USD wired from banks outside the US.
- A SEPA IBAN that clients in Europe use to pay your EUR invoices.
- Senders use your company name, Sdn. Bhd. included, exactly as your account details show it.
Pay suppliers abroad from the same balance.
- Pay suppliers in 190+ countries by USD SWIFT, arriving within five business days.
- Settle EUR invoices from suppliers in Europe by SEPA, from your EUR balance or from USD after you see the quote.
- Local payments by SPEI in Mexico, Pix in Brazil, Bre-B in Colombia, and Faster Payments in the UK.
- To send money to your bank in Malaysia, send USD by SWIFT.
Apply as a company registered with SSM.
- A Sdn. Bhd. or a Bhd. applies with its SSM registration documents and its 12-digit registration number.
- Business verification checks the company, each member with 25% or more, and at least one director who manages it.
- Name a physical operating address, such as an office or a factory. A P.O. box or virtual office doesn’t count.
What you need to open an account online.
SSM registration
Your notice of registration under section 15, or an SSM company profile, with the 12-digit number.
Register of members
The register you keep under section 50, or an SSM profile listing shareholders and shares.
e-Invoice or contract
An e-Invoice validated in MyInvois, a supplier’s invoice, or a signed client contract within six months.
TNB bill or tenancy
A TNB electricity bill from the last three months, or a tenancy agreement, for your premises.
MyKad or passport
Members with 25% or more verify by email with a MyKad or passport, then a live selfie.
Check your Altitude eligibility
Secure from the ground up.
Your business controls the account
Your account is fully controlled by you. Altitude cannot access or move your funds.
Approvals enforced
by codeSet member permissions and approval thresholds for your workspace. Every transaction follows the rules you set and requires the right approvals before it can go through.
Secure access for every team member
Individual accounts are protected by configurable MFA and passkeys, with optional hardware security keys like YubiKey.
Global access through licensed partners
Altitude works with licensed payment providers and established global financial institutions worldwide.
Run all your Malaysian company finances from one account.
- Payments Pay suppliers abroad by SWIFT, SEPA, or local transfer, with the rate shown before you send.
- Cards and spend management Give your team virtual cards with the limits you set.
- Bill pay Forward supplier bills, approve them, and pay them from your balance.
- Accounting Deposits and payments arrive with a suggested category, ready to sync to QuickBooks or Xero.
- Invoicing Invoice clients in USD or EUR with your account details printed on every invoice.
Yes. Malaysia is supported for USD accounts, EUR accounts, SWIFT payments, and cards. A company registered with SSM can apply online for a USD and EUR business account for Malaysian companies. The accounts are enabled once Altitude has verified the company and its owners.
No. You open the account with your Malaysian entity and its own documents: its SSM notice of registration or company profile, its register of members, a recent e-Invoice or client contract, and a TNB bill or tenancy agreement for its premises. You don’t need a US entity.
Exporters, agencies, software teams, service companies, and any other company registered with SSM. Each one applies online with its SSM registration documents and its 12-digit registration number, then gets USD and EUR accounts, global payments, and corporate cards in one workspace.
You get a USD business account and a euro business account for your company in Malaysia. With the USD account, you get a US routing number and account number for ACH, ACH Same Day, and wire, and SWIFT details for USD from banks outside the US. With the EUR account, you get a SEPA IBAN. Each account has its own set of details, and the name on a payment matches your company name as those details show it.
It’s free to open, with no setup or monthly fee. Receiving ACH, wire, SEPA, and SWIFT payments is free, and you see the cost of every payment you send before you approve it.
Send USD by SWIFT to the account your company holds with a bank in Malaysia. It arrives within five business days. If that account is in another currency, your bank may convert the payment.
To open the account online, you’ll need:
- Your SSM notice of registration, or a company profile from SSM, with the 12-digit registration number.
- Your register of members, showing every shareholder and the shares they hold.
- An e-Invoice, a supplier’s invoice, or a signed client contract from the past six months.
- A TNB bill from the past three months, or a tenancy agreement, for your physical premises.
- An email identity check for each member with 25% or more, using a MyKad or passport and a live selfie.
Altitude gives your company account details outside Malaysia: a US routing number, SWIFT details, and a SEPA IBAN. A client in the US pays by ACH and one in Europe by SEPA, which are their own domestic transfers. When you need funds at home, you send USD by SWIFT to your Malaysian bank.
Your notice of registration or an SSM company profile with the 12-digit number, and your register of members or an SSM profile that lists shareholders and shares.
No. Altitude is a financial technology platform, not a bank. Your company gets a global business account with USD and EUR account details and payments abroad.
Open a USD and EUR business account for your Malaysian company.
Apply online with your company’s documents.