USD and EUR business account for 
Maltese companies.
Altitude is a global business account that agencies, consultancies, and other companies registered in Malta can open online. Get USD and EUR accounts, global payments and FX, corporate cards, bill pay, invoicing, and accounting in one place.
Open online from anywhere. Use your Maltese entity, with no need to open a US entity.
$1.5B annualized payment volume.
Free to open and to receive, with no setup or monthly fee.
USD and EUR account details for your Maltese company.
- US routing and account numbers for ACH and wire, and SWIFT details for USD from other countries.
- EUR invoices settle over SEPA into an IBAN in your company’s name.
- Open separate USD or EUR accounts, each with its own details.
- Payers use your company’s legal name as it appears on your account details.
Pay suppliers abroad from the same balance.
- Every supplier payment waits in your Inbox for approval, then USD goes by SWIFT to 190+ countries.
- EUR invoices are paid by SEPA from EUR, or from USD at a quoted rate, each with a PDF confirmation.
- Local payments by SPEI in Mexico, Pix in Brazil, Bre-B in Colombia, and Faster Payments in the UK.
- To send money to your bank in Malta, pay EUR by SEPA.
Apply as a company registered with the Malta Business Registry.
- A private limited liability company (Ltd) or a public limited company (p.l.c.) applies with its Memorandum and Articles and its MBR number.
- Business verification checks the company, each shareholder with 25% or more, and at least one control person, such as a director.
- Name a physical operating address, such as an office or a factory. A P.O. box or virtual office doesn’t count.
What you need to open an account online.
Memorandum and Articles
As registered with the MBR, showing your company’s name and its C number.
BO1 or register of members
Your MBR beneficial owner declaration, or the register of members, covering every shareholder.
Recent invoice or contract
Issued to a client or received from a supplier in the past six months, with your legal name on it.
ARMS bill or lease
A water and electricity bill from ARMS dated within three months, or a lease, for your physical office.
Maltese ID card or passport
Owners holding 25% or more each get an email link to confirm who they are.
Check your Altitude eligibility
Secure from the ground up.
Your business controls the account
Your account is fully controlled by you. Altitude cannot access or move your funds.
Approvals enforced
by codeSet member permissions and approval thresholds for your workspace. Every transaction follows the rules you set and requires the right approvals before it can go through.
Secure access for every team member
Individual accounts are protected by configurable MFA and passkeys, with optional hardware security keys like YubiKey.
Global access through licensed partners
Altitude works with licensed payment providers and established global financial institutions worldwide.
Run all your Maltese company finances from one account.
- Payments Pay suppliers abroad by SWIFT, SEPA, or local transfer, with the rate shown before you send.
- Cards and spend management Give your team virtual cards with the limits you set.
- Bill pay Forward supplier bills, approve them, and pay them from your balance.
- Accounting Deposits and payments arrive with a suggested category, ready to sync to QuickBooks or Xero.
- Invoicing Invoice clients in USD or EUR with your account details printed on every invoice.
Yes. Malta is supported for USD accounts, EUR accounts, SWIFT payments, and cards. A company registered with the Malta Business Registry can apply online for a USD and EUR business account for Maltese companies. The accounts are enabled once Altitude has verified the company and its owners.
No. You open the account with your Maltese entity and its own documents: its Memorandum and Articles with its MBR number, its BO1 declaration or register of members, a recent invoice or contract, and an ARMS bill or lease for its operating address. You don’t need a US entity.
Agencies, consultancies, exporters, service companies, and any other company registered with the Malta Business Registry. Each one applies online with its Memorandum and Articles and its MBR number, then gets USD and EUR accounts, global payments, and corporate cards in one workspace.
You get a USD business account and a euro business account for your company in Malta. Each USD account carries a US routing number and account number for ACH and wire, plus a SWIFT/BIC code for USD from other countries. Each EUR account carries a SEPA IBAN. Open more than one account and each gets its own set. Ask payers to use your company’s legal name and to send SWIFT in USD.
It’s free to open, with no setup or monthly fee. Receiving ACH, wire, SEPA, and SWIFT payments is free, and you see the cost of every payment you send before you approve it.
Pay your company’s account at a bank in Malta by SEPA, from your EUR balance or from USD at the rate shown before you send.
To open the account online, you’ll need:
- Your Memorandum and Articles of Association as registered with the Malta Business Registry, with the company’s name and C number.
- Your BO1 beneficial owner declaration or register of members, showing who holds 100% of the shares. A register you drew up yourselves is signed by a verified control person, a lawyer, or an accountant.
- An invoice or contract with a client or supplier from the past six months, in your company’s legal name.
- An ARMS water and electricity bill dated within three months, or a lease, for the physical office you work from.
- A verification email for each owner holding 25% or more, who confirms their identity with a Maltese ID card or passport.
No. Signup and verification both happen online, and each beneficial owner gets their own verification email.
Yes. The business questionnaire asks whether you hold a financial, regulatory, or sector-specific license, and whether you run money services or lending, hold client funds, or process payments for others.
Altitude gives you US routing and account numbers, so clients in the US can pay by ACH or wire, and SWIFT works for payers elsewhere. Supplier payments leave from the same balance.
No. Altitude is a financial technology platform, not a bank. Your company gets a global business account with USD and EUR account details and payments abroad.
Open a USD and EUR business account for your Maltese company.
Apply online with your company’s documents.