USD and EUR business account for 
Polish companies.
Altitude is a global business account that exporters, software houses, and other companies registered in Poland can open online. Get USD and EUR accounts, global payments and FX, corporate cards, bill pay, invoicing, and accounting in one place.
Open online from anywhere. Use your Polish entity, with no need to open a US entity.
$1.5B annualized payment volume.
Free to open and to receive, with no setup or monthly fee.
USD and EUR account details for your Polish company.
- US routing and account numbers, for ACH and wire payments from clients in the US.
- SWIFT details for USD from banks outside the US.
- A SEPA IBAN for EUR invoices to clients in the EU.
- Payers write your company name exactly as the KRS shows it.
Pay suppliers abroad from the same balance.
- Send USD by SWIFT to suppliers in 190+ countries, arriving within five business days.
- Pay suppliers in Europe in EUR by SEPA, from your EUR balance or from USD at a quoted rate.
- Local payments by SPEI in Mexico, Pix in Brazil, Bre-B in Colombia, and Faster Payments in the UK.
- To send money to your bank in Poland, send EUR by SEPA or USD by SWIFT.
Apply as a company registered with the KRS.
- An sp. z o.o., S.A., P.S.A., sp.k., or sp.j. applies with its current KRS extract (odpis aktualny z KRS), NIP, and REGON.
- Business verification checks the company, each shareholder with 25% or more, and at least one control person, such as a member of the management board (zarząd).
- Name a physical operating address, such as an office or a factory. A P.O. box or virtual office doesn’t count.
What you need to open an account online.
Current KRS extract
Your current KRS extract (odpis aktualny z KRS) with the KRS number, NIP, and REGON, plus your articles of association (umowa spółki).
Shareholder list
The shareholder list (lista wspólników) filed in the KRS, or the shareholder register (rejestr akcjonariuszy) for an S.A. or P.S.A.
Invoice or client contract
Any invoice (faktura) to or from your company in the last six months, or a signed client contract.
Utility bill or lease
An electricity bill (rachunek za prąd) under three months old, or a lease (umowa najmu), for where your team works.
ID card or passport
Each owner with 25% or more confirms their identity through an emailed link.
Check your Altitude eligibility
Secure from the ground up.
Your business controls the account
Your account is fully controlled by you. Altitude cannot access or move your funds.
Approvals enforced
by codeSet member permissions and approval thresholds for your workspace. Every transaction follows the rules you set and requires the right approvals before it can go through.
Secure access for every team member
Individual accounts are protected by configurable MFA and passkeys, with optional hardware security keys like YubiKey.
Global access through licensed partners
Altitude works with licensed payment providers and established global financial institutions worldwide.
Run all your Polish company finances from one account.
- Payments Pay suppliers abroad by SWIFT, SEPA, or local transfer, with the rate shown before you send.
- Cards and spend management Give your team virtual cards with the limits you set.
- Bill pay Forward supplier bills, approve them, and pay them from your balance.
- Accounting Deposits and payments arrive with a suggested category, ready to sync to QuickBooks or Xero.
- Invoicing Invoice clients in USD or EUR with your account details printed on every invoice.
Yes. Poland is supported for USD accounts, EUR accounts, SWIFT payments, and cards. A company registered with the KRS can apply online for a USD and EUR business account for Polish companies. The accounts are enabled once Altitude has verified the company and its owners.
No. You open the account with your Polish entity and its own documents: its current KRS extract (odpis aktualny z KRS) with its NIP and REGON, its shareholder list (lista wspólników) or share register, a recent invoice (faktura) or client contract, and a utility bill or lease for its operating address. You don’t need a US entity.
Exporters, software houses, agencies, service companies, and any other company registered with the KRS. Each one applies online with its current KRS extract (odpis aktualny z KRS), NIP, and REGON, then gets USD and EUR accounts, global payments, and corporate cards in one workspace.
You get a USD business account and a euro business account for your company in Poland. Your USD account takes ACH, ACH Same Day, and wire through US routing and account numbers, and SWIFT from banks elsewhere. Your EUR account takes SEPA through its IBAN. The sender types your company name exactly as registered in the KRS and sends SWIFT in USD.
It’s free to open, with no setup or monthly fee. Receiving ACH, wire, SEPA, and SWIFT payments is free, and you see the cost of every payment you send before you approve it.
Send EUR by SEPA to your company’s account at a bank in Poland, from your EUR balance or from USD at the rate shown before you send. USD by SWIFT is the other route, arriving within five business days. If that account is in another currency, your bank may convert the payment.
To open the account online, you’ll need:
- A current KRS extract (odpis aktualny z KRS) showing your registered company name (firma), KRS number, NIP, and REGON, with your articles of association (umowa spółki).
- Your shareholder list (lista wspólników), or for an S.A. or P.S.A. its shareholder register (rejestr akcjonariuszy), covering 100% of the shares.
- Any invoice (faktura) issued to or by your company in the last six months, or a signed client contract. If you have neither, a current pitch deck works instead.
- An electricity bill (rachunek za prąd) or other utility bill under three months old, or a lease (umowa najmu), for the place your team works.
- Identity verification for every owner of 25% or more, sent by email, with an ID card (dowód osobisty), passport, or residence permit.
No. Your sp. z o.o. or S.A. applies with its current KRS extract (odpis aktualny z KRS), NIP, and REGON. Once Altitude verifies it, the USD and EUR accounts come with their own details.
Verification searches public company registries by name and pre-fills what it finds. You can also enter your company’s details by hand and pick the number type that fits, such as your KRS number or NIP.
No. Altitude is a financial technology platform, not a bank. Your company gets a global business account with USD and EUR account details and payments abroad.
Open a USD and EUR business account for your Polish company.
Apply online with your company’s documents.