Local payments are here. Pay like a local from your Altitude balance in the UK, Mexico, Brazil, and ColombiaLocal payments are live. Learn more

Business Foreign Exchange

Lower the cost of your business FX payments.

Altitude is a global business account that allows you to save on business FX payments. Pay suppliers and contractors in 190+ countries using ACH, wire, SEPA, SWIFT, local payment rails, or stablecoins. Competitive FX rates, fees shown before you pay.

Calculate your payment

PayNorte Manufactura S.A. de C.V.

USD

You send
Paid method
SPEI
Recipient receives
  • Pay in local currency

    Pay suppliers and contractors in EUR, GBP, MXN, BRL, and COP over local payment networks.

  • See the conversion upfront

    Review the live exchange rate, the low fee, and the recipient amount before approving.

  • Pay by bank or stablecoin

    Manage bank transfers and stablecoin payments from one account, with stablecoins sent across Solana, Ethereum, Base, Tempo, Avalanche, Arbitrum, and Optimism.

  • Reach 190+ countries

    Make global business payments through SWIFT, sent in USD for a flat fee.

See how much you could save on FX payments for business.

Save up to 60% on FX fees

FX cost calculatorEnter a payment amount and currency to estimate your FX savings per month and per year.

ProviderRateFeeRecipient gets
AltitudeRateLoading the live rateFeeRecipient gets
Typical bank wireRateFeeRecipient gets
Typical online FX providerRateFeeRecipient gets

Why it costs less on this route

Altitude pays out over SPEI, Mexico’s local rail, so your payment skips the correspondent banks a SWIFT wire passes through.

Learn more about USD → MXN

Typical bank wire spreads are indicative third-party data collected by Wise, available for EUR, GBP, and MXN. Typical online provider is the median of providers’ published pricing. Checked 13 Oct 2026.

Access local payment networks
to make cross-border payments for less.

Send business FX transfers over local networks in your recipient’s country and pay out in EUR, GBP, MXN, BRL, or COP. You rely less on international wire routes and the intermediary bank fees that can come with them.

  • EUR

    USD to euros

    Pay over SEPA in Europe.

  • GBP

    USD to British pounds

    Pay over Faster Payments in the UK.

  • MXN

    USD to Mexican pesos

    Pay over SPEI in Mexico.

  • BRL

    USD to Brazilian reais

    Pay over Pix in Brazil.

  • COP

    USD to Colombian pesos

    Pay over Bre-B in Colombia.

One global business account. Pay suppliers in 190+ countries.

Reach new suppliers, hire talent across the globe, and settle international invoices without adding another payment provider for every market. Pick the route that suits each payment: SWIFT, a local bank transfer, or stablecoins.

Altitude payments list with business FX payments sent in Mexican pesos, Brazilian reais, euros, Colombian pesos, and USDC, on a globe ringed by country flags

See your FX rate before making any payment.

See the live FX rate and the exact amount your recipient gets before you approve. Converting from your USD balance is part of the payment.

Scale corporate FX payments. Stay in control.

  • Batch payments

    Prepare multiple payments in one workflow.

    Batch of payments in Altitude with several recipients selected to send at once
  • Multi-party approvals

    Set approval rules to fit your policy, so nothing leaves before sign-off.

    Payment in Altitude waiting for approval under a rule of 3 of 5 approvers
  • Full audit trail

    Each payment records who created it, who approved it, and who sent it.

    Payment audit trail in Altitude showing who created, approved, and sent a payment, with timestamps

Frequently
asked questions

Still got questions?
Reach out to our team.

Get in touch

You convert as part of the payment. Select your recipient’s payment method and currency, then review the conversion while you prepare the payment. It then follows your workspace’s approval and submission process.

Payment review and payment details show the exchange rate alongside the amount paid and received. FX details for each business currency exchange are also included in the payment confirmation PDF.

Availability depends on your business’s eligibility and the currencies and routes enabled for your workspace. Local currency payments cover EUR over SEPA, GBP over Faster Payments, MXN over SPEI, BRL over Pix, and COP over Bre-B. For other destinations, SWIFT reaches banks in 190+ countries, paid in USD.

They follow your workspace’s payment approval process. The payment records the agreed source amount, recipient amount, and exchange rate.

Put your next international payment in motion.

Open a global business account for corporate FX payments.