Cashback calculator
The Altitude cashback calculator shows how much more your business could earn a year with the Altitude Card than with business cards in your country.
We compare with business cards that pay cashback there.
Company size
Extra cashback a year with Altitude
$16,629 extra cashback a year with Altitude.Compared with business cards in the United Kingdom.
- Altitude cashback a year
- $37,200
- Card spend a year
- $2,400,000
This is an estimate. Cashback is paid monthly into your card balance.
With Altitude
A year, on $2,400,000
| Category | Rate | Cashback |
|---|---|---|
| Travel$720,000 | 2% | $14,400 |
| Cloud, AI & SaaS$1,200,000 | 1.5% | $18,000 |
| Everything else$480,000 | 1% | $4,800 |
| Total$2,400,000 | $37,200 |
Business cards in the United Kingdom
A year, on $2,400,000
| Card | Rate | Cashback |
|---|---|---|
| Average publishedAverage of 7 cards | 0.86% | $20,571 |
| Best publishedHighest of 7 cards | 1% | $24,000 |
Extra with Altitude
A year, on $2,400,000
| Compared with | Extra |
|---|---|
| The average card$37,200 − $20,571 | $16,629 |
| The best card$37,200 − $24,000 | $13,200 |
Your current card cashback starts at the average published rate in the United Kingdom. Change it to compare with your own card.
See the 7 cards for the United Kingdom
- Capital on Tap, Capital on Tap Business Credit Card (opens in a new tab)1%
- Barclaycard, Select Cashback Business Credit Card (opens in a new tab)Months with £2,000+ of spend.1%
- Santander UK, Business Cashback Credit Card (opens in a new tab)1%
- Funding Circle, Cashback business credit card (opens in a new tab)Ongoing rate, after the first six months.1%
- Virgin Money UK, Business Credit Card (opens in a new tab)1%
- NatWest, Business Plus Credit Card (opens in a new tab)Up to £600 a year.0.5%
- Lloyds Bank, Business Credit Card (opens in a new tab)Billing cycles with £2,000+ of spend.0.5%
Base cashback on everyday spend, from each issuer’s page or a comparison site, checked on November 2, 2026.
One business account for your entire operation.
- Accounts Your USD and EUR account for doing business everywhere. Get paid, hold funds, and move money globally from one account.
- Payments Better way to pay across borders. Send through local networks, SWIFT, and stablecoin rails.
- Cards and spend management Spend everywhere with Altitude Card. Issue unlimited virtual cards with built-in spend controls.
- Multi-entity One workspace for every entity. Manage your businesses and move money between them.
- Bill pay Pay bills without the back and forth. Manage approvals and pay vendors in one flow.
- Invoicing Get paid on time. Track what’s owed and keep payments connected.
- Accounting Close your books without the manual work. Capture receipts and sync transactions automatically.
The calculator applies Altitude’s rate to your yearly spend in each tier: 2% on travel, 1.5% on cloud, AI and SaaS, and 1% on everything else. It then applies the cashback rates that business cards in your country publish to the same total spend. The extra is the difference against your current card’s cashback, which starts at the average of those rates (in the United States, a typical business card’s 1.25%) and which you can change. The breakdown also shows the comparison with the best published card. Spend and cashback are a year.
It compares with business credit, charge, and debit cards from banks and card issuers that publish a cashback rate in your country. The calculator uses each card’s base rate on everyday spend, from the issuer’s own page or a comparison site. Your current card’s rate starts at their average (in the United States, a typical business card’s 1.25%), and you can set your own.
Travel covers flights, hotels, rail, car rental, and cruises. A purchase counts by the merchant’s card category. Cloud, AI and SaaS covers the cloud, AI, and software merchants listed in the cashback terms.
Cashback is paid monthly into your card balance no later than 15 days after month-end. It accrues on settled, qualifying purchases.
Armenia, Belgium, Brazil, Colombia, Denmark, Egypt, Estonia, France, Georgia, Germany, Italy, Malaysia, Mexico, the Netherlands, Norway, Peru, the Philippines, Serbia, Singapore, Spain, the United Arab Emirates, the United Kingdom, and the United States. Businesses can open an Altitude account from 200+ countries.
Pay globally,
from one account.
USD and EUR accounts, global payments, and corporate cards in one global business account.