FX savings calculator
The Altitude FX savings calculator shows what your business could save on FX a month and a year, against the typical markup banks charge in your country.
We compare with a typical traditional bank business markup there.
FX savings a year with Altitude
$15,840 saved a year on FX with Altitude.Compared with an estimated typical bank business markup for the United States.
- Savings a month
- $1,320
- FX volume a month
- $100,000
This is an estimate. Both rates are a markup over the mid-market rate.
Banks in the United States
A month, on $100,000
| Route | Markup | Cost |
|---|---|---|
| FX volume$100,000 | 1.72% | $1,720 |
With Altitude
A month, on $100,000
| Route | Rate | Cost |
|---|---|---|
| FX volume$100,000 | 0.4% | $400 |
Savings with Altitude
A month and a year
| Route | Month | Year |
|---|---|---|
| FX volume$1,720 − $400 | $1,320 | $15,840 |
We found no published FX margin for business transfers from banks in the United States, so this is an estimate from the global average of the 14 countries with a published business figure: banks in those countries typically charge about 1.72% and up to 2.15%. The calculator uses the typical figure. Checked on November 3, 2026.
How the FX savings calculator works
Pick your country and enter what you convert in a month, in US dollars. The calculator applies your current FX markup, set to the typical markup that traditional banks in your country charge a business on an international transfer until you enter your own, then applies Altitude’s rate to the same amount. The difference is your saving. For the United States, Altitude’s side uses 0.4% over mid-market, its standard rate.
The bank figures come from large traditional banks’ own business price lists and transfer rate sheets. Where we found no published figure for a country, the calculator uses the average of the verified figures for other countries and says so.
Both rates are a markup over the mid-market rate. Monthly figures are whole dollars and a year is twelve months. Savings never go below zero. Every figure is shown under the result, with the sources of each bank markup.
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The calculator applies your current FX markup to your monthly amount, set by default to the typical markup that traditional banks in your country charge a business on an international transfer, then applies Altitude’s rate to the same amount. The saving is the difference, a month and a year. Altitude’s side uses 0.6% over mid-market for Colombia, its Colombian peso rate, and 0.4% for every other country. Savings never go below zero.
The benchmark is the typical FX markup that traditional banks in your country charge a business on an international transfer. Each figure comes from large traditional banks’ own business price lists and transfer rate sheets. Where we found no published figure for a country, the calculator uses the average of the verified figures for other countries and says so. The high end of the bank range is shown beside it. Sources are linked under the result.
The mid-market rate is the midpoint between the buy and sell rates for a currency pair. A markup is how far a provider’s rate sits from it, as a share of the amount you convert.
Altitude converts between USD, EUR, GBP, MXN, BRL, and COP. Businesses can open an account from 200+ countries.
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from one account.
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