Business savings calculator
The Altitude savings calculator shows the extra cashback your business could earn with the Altitude Card, and the hours it could save each month.
Extra cashback a year with Altitude
$16,629 extra cashback a year with Altitude, compared with business cards in the United Kingdom.Compared with business cards in the United Kingdom.
- Altitude cashback a year
- $37,200
- Card spend a year
- $2,400,000
Hours saved a month
About 46 hours saved a month.- Finance team
- 28 hours
- Cardholders
- 18 hours
- Hours saved a year
- 552 hours
These are estimates. See how they add up below.
Cashback
With Altitude
A year, on $2,400,000
| Category | Rate | Cashback |
|---|---|---|
| Travel$720,000 | 2% | $14,400 |
| Cloud, AI & SaaS$1,200,000 | 1.5% | $18,000 |
| Everything else$480,000 | 1% | $4,800 |
| Total$2,400,000 | $37,200 |
Business cards in the United Kingdom
A year, on $2,400,000
| Card | Rate | Cashback |
|---|---|---|
| Average publishedAverage of 7 cards | 0.86% | $20,571 |
| Best publishedHighest of 7 cards | 1% | $24,000 |
Extra with Altitude
A year, on $2,400,000
| Compared with | Extra |
|---|---|
| The average card$37,200 − $20,571 | $16,629 |
| The best card$37,200 − $24,000 | $13,200 |
Your current card cashback starts at the average published rate in the United Kingdom. Change it to compare with your own card.
See the 7 cards for the United Kingdom
- Capital on Tap, Capital on Tap Business Credit Card (opens in a new tab)1%
- Barclaycard, Select Cashback Business Credit Card (opens in a new tab)Months with £2,000+ of spend.1%
- Santander UK, Business Cashback Credit Card (opens in a new tab)1%
- Funding Circle, Cashback business credit card (opens in a new tab)Ongoing rate, after the first six months.1%
- Virgin Money UK, Business Credit Card (opens in a new tab)1%
- NatWest, Business Plus Credit Card (opens in a new tab)Up to £600 a year.0.5%
- Lloyds Bank, Business Credit Card (opens in a new tab)Billing cycles with £2,000+ of spend.0.5%
Base cashback on everyday spend, from each issuer’s page or a comparison site, checked on November 2, 2026.
Your current card starts at the average of business cards in the United Kingdom. We assume your card spend splits 50% cloud, AI and SaaS, 30% travel, and 20% everything else.
Hours saved
Cardholders
A month
| Task | Each | Hours |
|---|---|---|
| Receipts matched250 purchases | 4.4 min | 18 hours |
| TotalCardholders | 18 hours |
Finance team
A month
| Task | Each | Hours |
|---|---|---|
| Receipts matched250 purchases | 2 min | 8 hours |
| Bills read and routed50 bills | 4.5 min | 4 hours |
| Month-end close2 people | 8 h | 16 hours |
| Total2 people | 28 hours |
Hours saved
Both teams
| Period | Hours |
|---|---|
| A month18 + 28 | 46 hours |
| A year46 × 12 | 552 hours |
| Each person in finance28 ÷ 2, a month | 14 hours |
We assume 5 card purchases per cardholder a month. Includes about a day back at month-end for each person in finance.
One business account for your entire operation.
- Accounts Your USD and EUR account for doing business everywhere. Get paid, hold funds, and move money globally from one account.
- Payments Better way to pay across borders. Send through local networks, SWIFT, and stablecoin rails.
- Cards and spend management Spend everywhere with Altitude Card. Issue unlimited virtual cards with built-in spend controls.
- Multi-entity One workspace for every entity. Manage your businesses and move money between them.
- Bill pay Pay bills without the back and forth. Manage approvals and pay vendors in one flow.
- Invoicing Get paid on time. Track what’s owed and keep payments connected.
- Accounting Close your books without the manual work. Capture receipts and sync transactions automatically.
The calculator applies Altitude’s rate to your yearly card spend in each category: 2% on travel, 1.5% on cloud, AI and SaaS, and 1% on everything else. It then applies your current card’s rate to the same total spend. That rate starts at the average that business cards in your country publish, or 1.25% in the United States. The extra is the difference. The breakdown also shows the comparison with the best published card.
Each card purchase saves 6.4 minutes, because Altitude matches the receipt to the transaction. That is 4.4 minutes for the cardholder and 2 for the finance team. Each bill saves the finance team 4.5 minutes, because Altitude reads its details and routes it for approval. The minutes come from published industry research.
Each size fills in your cardholders, finance and accounting team, card spend a year, and bills a month. You can change each one. We assume your card spend splits 50% cloud, AI and SaaS, 30% travel, and 20% everything else.
Cashback is paid monthly into your card balance no later than 15 days after month-end. It accrues on settled, qualifying purchases.
Pay globally,
from one account.
USD and EUR accounts, global payments, and corporate cards in one global business account.